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Financial Planning

Comprehensive planning to put you in the best possible position for success.

Get On Track

Get On Track

A financial plan can help you get your financial life organized, identify and manage risks, develop an appropriate investment strategy, and get on track toward achieving your goals.

As part of a financial plan, we will also create a personalized financial website to help you stay organized and track your progress.

Our financial planning process involves four steps, which are always a collaboration between us and our clients:

Discuss Goals & Objectives

Gather Data, Analyze, and Develop Plan

Review and Implement Plan*

Monitor and Update Plan

Each financial plan is unique, but most will include the following:

  • Financial Position Analysis: Organize and analyze your income, expenses, assets, liabilities, and cash flow to establish your overall financial position.

  • Protection Planning: Address risks that could derail your progress toward achieving your goals, and will recommend solutions to mitigate those risks. Risks may include disability, unemployment, medical expenses, long-term care, premature death, and other financial emergencies.

  • Investment Planning: Analyze your current investment position and goals, and develop investment strategies that will minimize risk while providing sufficient returns needed to meet the your goals. Investment planning will also address specific goals such as college expenses and retirement.

  • Tax Strategies: Address ways to manage and reduce taxes effectively during both pre-retirement and post-retirement years.

  • Retirement Planning: Determine a your ability to maintain a desired lifestyle throughout retirement, how best to save for and fund retirement expenses, and how best to utilize Social Security and other pension benefits.

  • Estate Planning: Provide analysis of wills, trusts, powers of attorney, and other documents to determine if current strategies will effectively transfer the your assets to heirs at minimal cost and fulfill other goals.

* You may implement your financial plan at a financial institution of your choice.

Financial planning services only offered by approved Financial Planners of MSI Financial Services, Inc. Any discussion of taxes is for general informational purposes only, does not purport to be complete or cover every situation, and should not be construed as legal, tax or accounting advice. Clients should confer with their qualified legal, tax and accounting advisors as appropriate.

*Financial plan recommendations can be implemented with the advisor of your choosing. Implementation of specific products or services may result in commissions or fees outside of the financial plan fee. Periodic reviews of your financial plan may require a new planning agreement and result in additional fees.